$2,500 limit for payments using a recipient’s email address or U.S.These types of payments may be made in 1–3 business days with the following limits: These payments may be made in a different method and speed than other payments made with Zelle®. Recurring and future-dated payments are also available within Bank of the West Online Banking and the mobile app. If a recipient is not enrolled in Zelle®, it may take 1–3 business days to receive the money once the enrollment is complete. footnote 1 Bank of the West has set a daily limit of $2,000 and a monthly limit of $5,000 on these Zelle® payments. Zelle® sends payments quickly, with recipients typically receiving the money within minutes. When sending money, you’ll see the daily and monthly limits in the Mobile App or within Online Banking. These types of transactions are potentially high risk, and Bank of the West doesn’t offer a protection program for a purchase or sale conducted using this kind of payment. You should not make a payment using an account and routing number if you don’t know the person or aren’t sure you’ll get what you paid for (for example, items bought from an online bidding or sales site). Once the money is deposited, the bank cannot reverse the payment, and you will need to work directly with the recipient to attempt to recover your funds. Additionally, be aware of the following:Īs with any information you use to make a payment to someone, you should make sure the account and routing numbers are the correct ones for your intended recipient. Important note: Only send money to friends, family, and other people you know and trust. Depending on the recipient's bank, the money will be deposited within minutes or in 1–3 business days. Using a person’s account number and the routing number of their bank is an alternate way to send money to people through the Bank of the West Mobile App and Online Banking. Once that payment completes, that recipient will be able to receive future payments faster, typically within minutes. This is a security feature of Zelle® designed to reduce risk and protect you whenever you’re sending or receiving money. After your intended recipient enrolls, it may take 1–3 business days for your recipient to receive that payment in their bank account. If you send money to someone who isn’t enrolled with Zelle®, they will receive a payment notification prompting them to enroll with Zelle®. Then follow the instructions on the screen. To send money, you will create a contact in Zelle®, providing the contact’s name and one of the following: That’s it! Now you’re ready to send or receive money with Zelle®. Note: You may be sent a verification code to confirm your information. mobile phone number and select a primary deposit account. Select Payments & Transfers > Send Money with Zelle®.Sign in to your account on the Bank of the West mobile app or sign in to Bank of the West Online Banking on your computer.Transfer reminder alerts notify you that a transfer between your accounts will process in four business days. Transfer notification alerts notify you when a transfer from the selected account has been scheduled, modified, or processed. For more recent transaction information, please sign in to Online Banking. This alert is based on the previous business day's information. Transaction alerts notify you when credit, debit, and other transactions occur in your account. Security alerts notify you of important events regarding your Online Banking profile. This includes important bill pay information and other secure communications. New secure message alerts notify you that you've received a message in the Online Banking Message Center. For more current budget information, please sign in to Online Banking. For more current balance information, please sign in to Online Banking.īudget alerts notify you when the amount spent in a category is greater than your budgeted amount. Low balance alerts can help you monitor your finances and may help you avoid overdrafts. Set alerts for a low balance, and you'll know when you need to move money into your account. You can sign up for alerts in Online Banking.īalance alerts notify you when your account balance is greater than or less than the limit you specify. Bank of the West alerts notify you by email or text message when transactions occur in your Online Banking accounts.
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